Joseph Oscar Akotey
Department of Accounting and FinanceLife SciencesSocial SciencesPhysical SciencesHealth Sciences

Joseph Oscar Akotey

32 Publications12 Research Themes8 Open Access
Research Overview & Focus

The researcher's work spans a comprehensive review of diverse areas in finance and social justice, focusing on themes such as insurance companies, microfinance, Islamic banking, environmental policies, household welfare, energy consumption, agricultural resilience, firm innovation, economic growth, community engagement, regulatory frameworks, valuation, food security, and sustainability.

Faculty Biography

Dr. Joseph Oscar Akotey is a Senior Lecturer at KNUST School of Business, Kwame Nkrumah University of Science and Tecnology. He has a PhD in Development Finance from University of Stellenbosch. His research interest is centred on Development Finance, Risk Finance, and Performance Evaluation. He has published in internationally accredited 3-Star and 2-Star journals such as the World Development, Energy Policy, Geneva Papers on Risk and Insurance, Research in International Business and Finance, Journal of Developing Areas, Journal of Risk Finance, African Journal of Economics and Management Studies, Cogent Economics and Finance, etc. He has also made presentations at various international conferences such as the Centre for the Study of Africa Economies, Oxford University, WEI Conference at Harvard University, the Economic Society of South Africa, and the Global Development Finance Conferences. He is a reviewer for several accredited journals such as the Journal of Economics Studies, Accounting Research Journal, Journal of Risk Finance, Journal of Small Business and Enterprise Development, Geneva Papers, etc.He has successfully completed the thesis supervision of two (2) PhD students, more than 50 postgraduate students and more than 100 undergraduate students. He currently teaches International Finance, Project Finance, Financial Derivatives, and Ethics and Corporate Governance at KNUST School of Business.Joseph is the 1997 Western Regional recipient of the Presidential Award for the Best Student in the West Africa Secondary School Certificate Examinations. His secondary school was St. Mary’s Boys Senior High School, Apowa, Takoradi and basic school was St. Patrick Primary and Junior High School, Half-Assini.

Key Research Themes (12)
Life Sciences

Agricultural risk and resilience

Social Sciences

Banking stability, regulation, efficiency

Physical Sciences

Building Energy and Comfort Optimization

Social Sciences

Economic and Environmental Valuation

Physical Sciences

Economic Growth and Development

Physical Sciences

Environmental Education and Sustainability

Social Sciences

Firm Innovation and Growth

Health Sciences

Food Security and Health in Diverse Populations

Social Sciences

Insurance and Financial Risk Management

Social Sciences

Islamic Finance and Banking Studies

Social Sciences

Market Dynamics and Volatility

Social Sciences

Microfinance and Financial Inclusion

Publications (32)

The regional informational efficiency of African banking sector

2025Economic Growth and DevelopmentDOI: 10.1108/ajems-08-2024-0456

Several Initiatives but Little Results: A Novel Approach to Offer an Institutional Explanation for Food Insecurity in Ghana

Open Access
2025Food Security and Health in Diverse PopulationsDOI: 10.1002/wfp2.70011

Governance quality, regional integration and African banking sector stability

2025Banking stability, regulation, efficiencyDOI: 10.1108/jfrc-10-2024-0217

Integration of the African banking sector

Open Access
2025Banking stability, regulation, efficiencyDOI: 10.1080/23322039.2025.2494124

Does It Pay for Banks to be Different? Evidence from a Developing Economy

2025Banking stability, regulation, efficiencyDOI: 10.1177/22785337251316386

Religious diversity, formal institutional environments and regulatory capital decisions

2024Islamic Finance and Banking StudiesDOI: 10.1108/jfrc-07-2024-0133

Systemic banking crisis, regulatory framework and economic growth resilience: Insight from the African economies

2024Banking stability, regulation, efficiencyDOI: 10.1016/j.dsef.2024.100033

Operational risk and non-life insurers’ performance

2024Insurance and Financial Risk ManagementDOI: 10.21314/jop.2024.009

The effect of a moveable collateral registry on MSME access to finance: Evidence from Malawi

Open Access
2023Microfinance and Financial InclusionDOI: 10.1080/23322039.2022.2163873

What accounts for the high underwriting losses in the Ghanaian insurance industry?

2022Insurance and Financial Risk ManagementDOI: 10.1108/ajems-12-2021-0546

Risk Management and Compliance in Banking in Africa

2022Banking stability, regulation, efficiencyDOI: 10.1007/978-3-031-04162-4_18

A social constructionist approach to managing HVAC energy consumption using social norms – A randomised field experiment

2021Environmental Education and SustainabilityDOI: 10.1016/j.enpol.2021.112293

INVESTOR HERD BEHAVIOUR IN AFRICA’S EMERGING AND FRONTIER MARKETS

Open Access
2020Economic Growth and DevelopmentDOI: 10.32479/ijefi.10709

Economic engagement and within emerging markets integration

2019Market Dynamics and VolatilityDOI: 10.1016/j.ribaf.2019.101106

The financial performance of rural banks in Ghana

2019Islamic Finance and Banking StudiesDOI: 10.1108/wjemsd-02-2018-0012

Financing MSMEs (Micro Small and Medium Enterprises) in Nigeria: Implications of Transaction Costs

Open Access
2018Microfinance and Financial InclusionDOI: 10.20944/preprints201810.0576.v1

Microinsurance And Consumption Smoothing Among Low-Income Households In Ghana

2017Agricultural risk and resilienceDOI: 10.1353/jda.2018.0057

Energy (electricity) consumption in South African hotels: A panel data analysis

2017Building Energy and Comfort OptimizationDOI: 10.1016/j.enbuild.2017.09.051

MSMEs Productivity in Nigeria

Open Access
2017Firm Innovation and GrowthDOI: 10.26417/ejes.v7i1.p114-130

Energy Consumption in South African Hotels: A Panel Data Analysis

2017Economic and Environmental Valuation

Msmes and Employment Generation in Nigeria

2017Firm Innovation and GrowthDOI: 10.1353/jda.2017.0070

Does Microcredit Increase Household Welfare in the Absence of Microinsurance?

2015Microfinance and Financial InclusionDOI: 10.1016/j.worlddev.2015.09.005

The impact of microinsurance on household welfare in Ghana

Open Access
2015Microfinance and Financial Inclusion

Exploring the Effect of Microinsurance on Asset Inequality among Households in Ghana

2014Microfinance and Financial InclusionDOI: 10.1353/jda.2015.0015

The Impact of Microinsurance on Household Asset Accumulation in Ghana: An Asset Index Approach

2014Agricultural risk and resilienceDOI: 10.1057/gpp.2014.6

The financial performance of life insurance companies in Ghana

2013Insurance and Financial Risk ManagementDOI: 10.1108/jrf-11-2012-0081

Risk management in the Ghanaian insurance industry

2013Insurance and Financial Risk ManagementDOI: 10.1108/17554171311308940

Microfinance services and household asset accummulation in Ghana and South Africa: An asset-index approach

2013Microfinance and Financial Inclusion

Risk Management in the Ghanaian Insurance Industry, Qualitative Research in Financial Markets

2013Insurance and Financial Risk Management

Credit Risk Management and Profitability of Rural Banks in the Brong Ahafo Region of Ghana

Open Access
2013Islamic Finance and Banking Studies

Asset inequalities among households in Ghana: Can microfinance services bridge the gap?

2013Microfinance and Financial Inclusion

The demand for micro insurance in Ghana

2011Insurance and Financial Risk ManagementDOI: 10.1108/15265941111136932
Academic Metrics
DepartmentDepartment of Accounting and Finance
Total Publications32
Research Themes12
Open Access Papers8

Department of Accounting and Finance

Kwame Nkrumah University of Science and Technology

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